A charming home in the heart of Oswego
419 Reagan Drive, Oswego, IL 60543
About the home
Located in a quaint neighborhood with white picket fences, this 3 bedroom, 1.5 bath home sits one block from a large park and a half-mile walk from downtown Oswego and the Fox River. A walking and running trail starts one block from the house, and shopping in Oswego and Yorkville is just minutes away. Commuters can catch Metra's BNSF line in nearby Aurora, about a 15-minute drive. The school bus stop is right outside the front door, serving Oswego's highly regarded District 308 schools. The owner is local and handles repairs and maintenance personally.
Photos
Interior photos are current (2026) and show the new flooring and paint. Exterior photos are older — updated exterior shots coming soon.
Click any photo to view it larger.
Home features
- Three bedrooms, with a walk-in closet in the primary bedroom
- Finished English-style basement with lookout windows, built-in entertainment center, laundry, storage, and an office that works as a possible fourth bedroom
- 1,525 square feet, not counting the finished basement
- Large eat-in kitchen with a big oak island
- New quartz kitchen countertops with undermount sink and Kohler pull-down sprayer faucet (2026)
- 1.5 baths with ceramic tile floors
- Two-car attached garage on the alley
- Central air conditioning
- High-efficiency furnace and water heater — low heating costs
- Front porch and a large deck in the fenced backyard
- Wood-look floors in the kitchen and hallway
- Six-panel doors throughout
- All appliances included: range, dishwasher, refrigerator, washer, and dryer
- Non-smoking home
- Built in 1997
The neighborhood
- Large neighborhood park1 block
- Downtown Oswego & the Fox River½-mile walk
- Walking / running trail1 block
- Shopping in Oswego & Yorkvilleminutes away
- Metra BNSF line (Aurora station)~15-min drive
- School bus stop (Oswego SD 308)at the door
Rental terms
Rent: $2,550 / month
Availability: Off market — lease pending
- Employment verification and credit check required
- Combined gross household income of at least 3× the monthly rent ($91,800 per year), verified by pay stubs, benefit letters, or tax records
- A minimum FICO credit score of 650 is required
- Applicants with a FICO under 650 may qualify with a guarantor who has a 700+ FICO, income of at least 5× the monthly rent, and Illinois residency and who passes screening — or with an additional security deposit equal to one month's rent
- No eviction filings or judgments within the past 5 years
- Significant documented fixed obligations (such as active repayment plans or support orders) are weighed in affordability and may require an additional security deposit or a qualified guarantor
- Every adult occupant must submit an application and meet the screening criteria, regardless of who signs the lease; the primary leaseholder must live in the home full-time
- An in-person tour and ID verification are required before any lease is signed
- 12-month lease — first month's rent plus a security deposit of one month's rent due at signing
- Tenant pays all utilities (gas, electric, water/sewer, trash) and handles lawn care and snow removal
- Renters insurance with liability coverage required
- Some pets welcome, subject to type, size, and breed approval — $500 refundable pet deposit plus $50/month pet rent per pet, maximum 2 pets
- Non-smoking home
Questions? Get in touch.
Call or text 630-247-8753 or email paul@pauleident.com.
Off the market
A lease is pending and we are no longer accepting applications.